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How it Works

To begin transacting with us, sign up by completing our free Buyer Application

Access Inventory

Members Only
We release inventory on a monthly basis via our stratification page. Membership is free, gain instant access by clicking the link below.
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Loan Type Unpaid Balance (UPB) Total Payoff Balance
NPL $132,899 $134,300
RPL $75,762 $94,379
REO $175,883 $175,883
NPL $46,997 $56,772

Ingest Data

Analyze
On the portfolio stratification page, members can download the current datasheet containing our available properties.
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Formulate Your Bid

Take these key factors into consideration before submiting your bid
Total Payoff Amount
Payment Activity
Exit Strategy
BPO Amount
Property Location
State Laws

Submit Your Bid

Each portfolio release is time-sensitive. We supply a countdown timer that displays the bid deadline. At the bottom of our stratification page, there is a "Bid Submission" form. All bids are first-come first-serve

Bid Accepted

Congrats!
Once your bid has been accepted, our trade desk will supply due diligence documentation so we can ink the deal.
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Are You New to Notes?

Make sure you know the basics by becoming familiar with industry terms and definitions

Learn the term

The acronym REO RPL NPL is a mortgage note that...

NPL
Non-Performing Loan
A home loan in which the borrower is default and hasn't made scheduled payments for some time.
REO
Real Estate Owned
A class of property owned by a lender— a bank, government agency, or Revolve Capital —after an unsuccessful sale at a foreclosure auction.
RPL
Re-Performing Loan
A delinquent mortgage that has become current with or without the use of a loan modification
SPL
Sub-Performing Loan
The actual amount required to satisfy the terms of the mortgage loan and completely and pay off the debt.
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